Financing Offers

More ways to buy at Ashley

We offer more finance options than ever before allowing you to select the monthly payment right for you. We understand that not everyone has perfect credit, and many are just getting started. As such, we offer special financing programs from 6 to 72 months and lease-to-own financing that makes life changing purchases possible for anyone. Choose from the payment programs below:


 

More for you by Synchrony Bank

Long-term special financing options**

Credit lines up to $250,000 available for qualified buyers

No minimum purchase options available

Special shopping events for More for You card holders valid at our Morris Furniture Company family of brands

pre-qualify now     apply now     manage account    
 
Great American Finance
 

No Impact to your credit to apply! Up to 12 Months Special Financing*

Get Pre-Approved for up to 12 Months of Special Financing. *Subject to credit approval.

Flexible revolving credit lines you can use again later

Affordable monthly payments with no prepayment penalties

No impact to your credit to apply! Get a fast, easy and instant decision in seconds!

apply now     manage account    
 
 

Lease to Own. Powered by Progressive Leasing.

12-Month Program and 90-day option with low initial payments

90-Day Purchase Option: Standard agreement offers12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.

Flexible payment options

No Credit required

Industry leader

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Ashley Promotional Financing Offers with the More For You credit card

Offers valid March 19 - 25, 2024. Additional offers available in store.

‡‡ No Interest for 60 Months:

On qualifying purchases made with your More for You or Synchrony HOME credit card. Interest will be charged to your account from purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required. No deposit is required however a 25% down payment is required on special orders.

‡‡Offer valid 3/19/24 12:00 AM ET 3/25/24 11:59 PM ET. The More for You/Synchrony HOME credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to down payment, taxes or delivery. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non promo purchases and, after promo period ends, to the promo balance. For New Accounts Purchase APR is 29.99% as of 1/1/2024. Minimum Interest Charge is $2. Existing cardholders see your credit card agreement terms. Subject to credit approval.

‡$1 Per month for the first 3 Months With 0% Interest for 36 Months:

Pay only $1 per month for the first 3 months, then 33 Higher Equal Monthly Payments with 0% Interest for 36 Months on qualifying purchases made with your More for You credit card. No deposit required except for 25% on custom orders.

‡Offer valid from 3/19/24 12:00 AM ET 3/25/24 11:59 PM ET. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and 36 monthly payments will be required on promo purchase until it is paid in full. For the first 3 months, the monthly payment will be equal to $1. For the next 33 months, a higher monthly payment will be required equal to any remaining balance divided by the number or months remaining in the applicable promo period, rounded up to the next whole dollar. Except for the first 3 months, these payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) rounding of the promo period the requirement monthly payment may be reduced to the prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the promotional purchase amount within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For New Accounts, Purchase APR is 29.99% as of 1/1/24. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

†No interest if paid in full within 12 Months:

On qualifying purchases with your More for You or Synchrony Home Network credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. No deposit required however a 25% down payment is required on special orders.

†Offer valid from 3/19/24 12:00 AM ET 3/25/24 11:59 PM ET. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99% as of 1/1/2024 . Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

†No interest if paid in full within 6 Months:

On qualifying purchases with your More for You or Synchrony Home Network credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. No deposit required however a 25% down payment is required on special orders.

†If you use the More for You credit card for any required down payment, the charge will not qualify for this offer but may be eligible for a different promo financing offer. See associate for details. Qualifying purchase amount is determined prior to any discount, down payment, taxes or delivery. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


APPLY FOR CREDIT IN-STORE OR ONLINE

Visit your local Ashley to learn about more offers and ways to finance your purchase.

To apply online, follow the line below. The Synchrony Financial application will open in a new window where you can apply for your More for You Credit Card. After approval, you can register to view your statements online and make payments on your account.

Apply Now > | Manage Account >